Tech innovation is coming to insurance, but where and when it strikes is uneven. Auto and health insurance have been facing serious disruption, for instance, but for very different reasons (self-driving cars and telematics, vs. the ACA and hospital mega-mergers). Life insurance and commercial P&C are only now feeling it. Reinsurance and annuities are following behind.
To see trends, then, it can be instructive to focus on specific insurance functions rather than the type (market vertical).
Distribution — that is, sales and marketing — is one area that has been especially active compared with other functions such as underwriting, risk, investments, admins/support or claims.
via Seeding Tech